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	<title>Comments for RaquelSellsPhillyHomes.com</title>
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	<link>http://www.raquelsellsphillyhomes.com</link>
	<description>When you need to sell, just call Raquel! &#124; RE/MAX Affiliates NE &#124; (215) 335-6936</description>
	<lastBuildDate>Tue, 14 Feb 2012 15:55:47 +0000</lastBuildDate>
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		<title>Comment on Contact Me by New featured home for sale in Northwood: 1323 Foulkrod Street &#124; RaquelSellsPhillyHomes.com</title>
		<link>http://www.raquelsellsphillyhomes.com/contact-me/comment-page-1/#comment-881</link>
		<dc:creator>New featured home for sale in Northwood: 1323 Foulkrod Street &#124; RaquelSellsPhillyHomes.com</dc:creator>
		<pubDate>Tue, 14 Feb 2012 15:55:47 +0000</pubDate>
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		<description>[...] Main menu Skip to primary content Skip to secondary content HomeStop Foreclosure Now With a ShortsaleRent-to-Own in PhiladelphiaAbout MeContact Me [...]</description>
		<content:encoded><![CDATA[<p>[...] Main menu Skip to primary content Skip to secondary content HomeStop Foreclosure Now With a ShortsaleRent-to-Own in PhiladelphiaAbout MeContact Me [...]</p>
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		<title>Comment on Contact Me by I just found out about some incredibly low mortgage rates from Citizens Bank! &#124; RaquelSellsPhillyHomes.com</title>
		<link>http://www.raquelsellsphillyhomes.com/contact-me/comment-page-1/#comment-874</link>
		<dc:creator>I just found out about some incredibly low mortgage rates from Citizens Bank! &#124; RaquelSellsPhillyHomes.com</dc:creator>
		<pubDate>Fri, 10 Feb 2012 20:43:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.raquelsellsphillyhomes.com/?page_id=817#comment-874</guid>
		<description>[...] Main menu Skip to primary content Skip to secondary content HomeStop Foreclosure Now With a ShortsaleRent-to-Own in PhiladelphiaAbout MeContact Me [...]</description>
		<content:encoded><![CDATA[<p>[...] Main menu Skip to primary content Skip to secondary content HomeStop Foreclosure Now With a ShortsaleRent-to-Own in PhiladelphiaAbout MeContact Me [...]</p>
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		<title>Comment on Contact Me by Featured home for sale in Logan: 5001 N. 11th Street, 19141 &#124; RaquelSellsPhillyHomes.com</title>
		<link>http://www.raquelsellsphillyhomes.com/contact-me/comment-page-1/#comment-864</link>
		<dc:creator>Featured home for sale in Logan: 5001 N. 11th Street, 19141 &#124; RaquelSellsPhillyHomes.com</dc:creator>
		<pubDate>Tue, 31 Jan 2012 14:18:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.raquelsellsphillyhomes.com/?page_id=817#comment-864</guid>
		<description>[...] Main menu Skip to primary content Skip to secondary content HomeStop Foreclosure Now With a ShortsaleRent-to-Own in PhiladelphiaAbout MeContact Me [...]</description>
		<content:encoded><![CDATA[<p>[...] Main menu Skip to primary content Skip to secondary content HomeStop Foreclosure Now With a ShortsaleRent-to-Own in PhiladelphiaAbout MeContact Me [...]</p>
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		<title>Comment on Contact Me by Featured new home for sale in Yorktown: 1114 Custis Place, 19122 &#124; RaquelSellsPhillyHomes.com</title>
		<link>http://www.raquelsellsphillyhomes.com/contact-me/comment-page-1/#comment-862</link>
		<dc:creator>Featured new home for sale in Yorktown: 1114 Custis Place, 19122 &#124; RaquelSellsPhillyHomes.com</dc:creator>
		<pubDate>Mon, 30 Jan 2012 22:56:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.raquelsellsphillyhomes.com/?page_id=817#comment-862</guid>
		<description>[...] Main menu Skip to primary content Skip to secondary content HomeStop Foreclosure Now With a ShortsaleRent-to-Own in PhiladelphiaAbout MeContact Me [...]</description>
		<content:encoded><![CDATA[<p>[...] Main menu Skip to primary content Skip to secondary content HomeStop Foreclosure Now With a ShortsaleRent-to-Own in PhiladelphiaAbout MeContact Me [...]</p>
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		<title>Comment on Why it makes sense to use your own money instead of first-time homebuyer grants in Philadelphia by Raquel Mangual</title>
		<link>http://www.raquelsellsphillyhomes.com/2012/01/why-it-makes-sense-to-use-your-own-money-instead-of-first-time-homebuyer-grants-in-philadelphia/comment-page-1/#comment-854</link>
		<dc:creator>Raquel Mangual</dc:creator>
		<pubDate>Thu, 19 Jan 2012 02:11:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.raquelsellsphillyhomes.com/?p=845#comment-854</guid>
		<description>Great question! The mortgage interest rates available for grant recipients is 5.75%, whereas the mortgage interest rates for homebuyers who do &lt;strong&gt;not &lt;/strong&gt;receive grants is 4.25%. So if a homebuyer is receiving grant money, they are charged a higher interest rate than a homebuyer who is investing more of their own money by not receiving grants.</description>
		<content:encoded><![CDATA[<p>Great question! The mortgage interest rates available for grant recipients is 5.75%, whereas the mortgage interest rates for homebuyers who do <strong>not </strong>receive grants is 4.25%. So if a homebuyer is receiving grant money, they are charged a higher interest rate than a homebuyer who is investing more of their own money by not receiving grants.</p>
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		<title>Comment on Why it makes sense to use your own money instead of first-time homebuyer grants in Philadelphia by Hawkins</title>
		<link>http://www.raquelsellsphillyhomes.com/2012/01/why-it-makes-sense-to-use-your-own-money-instead-of-first-time-homebuyer-grants-in-philadelphia/comment-page-1/#comment-853</link>
		<dc:creator>Hawkins</dc:creator>
		<pubDate>Thu, 19 Jan 2012 02:05:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.raquelsellsphillyhomes.com/?p=845#comment-853</guid>
		<description>Most first-time homebuyers in Philadelphia like to take advantage of the grants available (up to $3,500) because they don’t have enough savings to purchase a home. However, the loan programs available for these grants offer an interest rate of 5.75%. For mortgages where the buyer is not receiving grants, the interest rate is 4.25%. The difference doesn’t seem like much, only 1.5%, right? But that tiny percentage adds up to a very big deal.

By definition; loans have an interest rate and are required to pay back.  Grant are monies received that one does not have to pay back. 

You mention in the above statement that loan programs available for grants offer and interest rate of 5.75%.....For mortgages where the buyer is not receiving grants, the interest rate is 4.25%

Can you please explain to me what exactly you were trying to convey?</description>
		<content:encoded><![CDATA[<p>Most first-time homebuyers in Philadelphia like to take advantage of the grants available (up to $3,500) because they don’t have enough savings to purchase a home. However, the loan programs available for these grants offer an interest rate of 5.75%. For mortgages where the buyer is not receiving grants, the interest rate is 4.25%. The difference doesn’t seem like much, only 1.5%, right? But that tiny percentage adds up to a very big deal.</p>
<p>By definition; loans have an interest rate and are required to pay back.  Grant are monies received that one does not have to pay back. </p>
<p>You mention in the above statement that loan programs available for grants offer and interest rate of 5.75%&#8230;..For mortgages where the buyer is not receiving grants, the interest rate is 4.25%</p>
<p>Can you please explain to me what exactly you were trying to convey?</p>
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		<title>Comment on Meet my newest happy homebuyer Mia! by hannah ashlock</title>
		<link>http://www.raquelsellsphillyhomes.com/2011/09/meet-my-newest-happy-homebuyer-mia/comment-page-1/#comment-852</link>
		<dc:creator>hannah ashlock</dc:creator>
		<pubDate>Tue, 17 Jan 2012 20:27:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.raquelsellsphillyhomes.com/?p=562#comment-852</guid>
		<description>Congrats to friend Yvonne on her new purchase. She is sooooo excited on her new home  purchase!</description>
		<content:encoded><![CDATA[<p>Congrats to friend Yvonne on her new purchase. She is sooooo excited on her new home  purchase!</p>
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		<title>Comment on The top three ways to invest your 2011 income tax refund check by Why it makes sense to use your own money instead of first-time homebuyer grants in Philadelphia &#124; RaquelSellsPhillyHomes.com</title>
		<link>http://www.raquelsellsphillyhomes.com/2012/01/the-top-three-ways-to-invest-your-2011-income-tax-refund-check/comment-page-1/#comment-849</link>
		<dc:creator>Why it makes sense to use your own money instead of first-time homebuyer grants in Philadelphia &#124; RaquelSellsPhillyHomes.com</dc:creator>
		<pubDate>Thu, 12 Jan 2012 15:16:02 +0000</pubDate>
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		<title>Comment on The top three ways to invest your 2011 income tax refund check by taxprepfillmore.com</title>
		<link>http://www.raquelsellsphillyhomes.com/2012/01/the-top-three-ways-to-invest-your-2011-income-tax-refund-check/comment-page-1/#comment-847</link>
		<dc:creator>taxprepfillmore.com</dc:creator>
		<pubDate>Wed, 11 Jan 2012 17:29:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.raquelsellsphillyhomes.com/?p=842#comment-847</guid>
		<description>Exactly, put your refund money to work for you.</description>
		<content:encoded><![CDATA[<p>Exactly, put your refund money to work for you.</p>
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		<title>Comment on Back on the market for sale: 1830 S. Allison Street, 19143 by Raquel Mangual</title>
		<link>http://www.raquelsellsphillyhomes.com/2011/10/back-on-the-market-for-sale-1830-s-allison-street-19143/comment-page-1/#comment-537</link>
		<dc:creator>Raquel Mangual</dc:creator>
		<pubDate>Wed, 12 Oct 2011 21:18:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.raquelsellsphillyhomes.com/?p=630#comment-537</guid>
		<description>Thanks for visiting Theresa. Are you looking for a prettier house? I have plenty of those available for sale as well.</description>
		<content:encoded><![CDATA[<p>Thanks for visiting Theresa. Are you looking for a prettier house? I have plenty of those available for sale as well.</p>
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