I just spoke to one of my colleagues at Citizens Bank, and found out that borrowers with income of $39,000 or less can qualify for a fixed-rate, 30 year FHA mortgage rate of only 2.875%!
If you’re thinking about buying a home, the time is now. I’ve never seen rates this low, and the selection of homes for sale is abundant. Call me today at 215-335-6936, or email me to schedule your confidential consultation today.
It is with great pleasure that I present an interview with Vincent Mancinelli of Gateway Funding. Vincent has helped several of my (and my colleagues’) clients become homeowners in the Philadelphia area. He has much experience with the process of helping people with varying credit histories get qualified for a mortgage, and actually getting them to the closing table. Watch the video below to learn the secrets about what it takes to get approved for a mortgage.
You can contact Vincent Mancinelli directly at 215-313-2014, or submit an application at his website by clicking here.
If you have been thinking about buying a home, but your credit score has been holding you back, then is good news for you. Wells Fargo has lowered their credit score requirements, and is now offering mortgages for buyers with credit scores starting at 500.
This means that even if your credit score is only 500, you can get a mortgage, state and city grants of up to $3,500 (for first-time homebuyers), and seller assist of up to 6% of the purchase price to pay your closing costs. This is an awesome deal. The current buyer’s market, combined with great offers and outstanding interest rates makes this an ideal time to become a homeowner.
Don’t wait and miss out on the chanc to finally become a homeowner. Call me today at 215-335-6900, or at 267-918-3691.
Do you know what it takes to become a homeowner? For most people it means borrowing money to purchase a home, paying their bills on time, and keeping their debt at a manageable level. If you want to become a homeowner this year, and have had credit issues, it’s time to consider using a professional credit repair service.
While it is possible to fix your credit yourself, most people never do so because they simply don’t have the time or energy for complete followup. The credit repair process can involve writing multiple letters, making numerous phone calls, and following up on various accounts to make sure the credit score is as high as possible. A professional credit repair service handles all of these tasks for you for a reasonable fee.
Start fixing your credit today. I know many people who have successfully used Lexington Law and Ovation Law to fix their credit reports. Both services offer a free consultation by phone. Don’t wait until December only to make another resolution. If you want to be a homeowner by the summer, start fixing your credit today.
It’s that time of year again when people are running around trying to find the perfect gift for their loved one. With home prices and mortgage interest rates at all-time lows, you should consider giving the gift of a down payment instead.
There’s a great article at CNNMoney.com with details on when it make sense to give a gift of down payment money, compared to lending the money or cosigning a loan.
If you are a first-time homebuyer who is hesitant because you don’t have the funds for a down payment or closing costs, you can turn to your family for assistance. You may also qualify for up to $3,500 in grants from the city and state (Philadelphia, Pennsylvania). Call me today at 215-922-7900, or at 267-918-3691 to schedule your free consultation today. You could own your new home in 45 days or less!